Why Should You Get Life Insurance?
Everything in life is uncertain that people should prepare for any eventuality. In fact, the only things certain in life are taxes and death. One or both of these things are bound to happen at some point in a persons life.
Sunday, January 9, 2011
All About Insurance: Ensure your Life Now
All About Insurance: Ensure your Life Now
Based on Wikipedia: Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness. In return, the policy owner agrees to pay a stipulated amount called a premium at regular intervals or in lump sums. There may be designs in some countries where bills and death expenses plus catering for after funeral expenses should be included in Policy Premium. In the United States, the predominant form simply specifies a lump sum to be paid on the insured's demise.
According to the video below: Life insurance is a type of insurance that pays a sum of money to the beneficiary of the insured person only if the premiums of insured are in progress. It works like all other insurance policies. In life insurance insured person ensures his life by paying a small amount of premium.
Which one is correct between the lie insurance definition...???
Based on Wikipedia: Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness. In return, the policy owner agrees to pay a stipulated amount called a premium at regular intervals or in lump sums. There may be designs in some countries where bills and death expenses plus catering for after funeral expenses should be included in Policy Premium. In the United States, the predominant form simply specifies a lump sum to be paid on the insured's demise.
According to the video below: Life insurance is a type of insurance that pays a sum of money to the beneficiary of the insured person only if the premiums of insured are in progress. It works like all other insurance policies. In life insurance insured person ensures his life by paying a small amount of premium.
Which one is correct between the lie insurance definition...???
Wednesday, January 5, 2011
Golf - Tournament of Champions
First tournament of the year and hopefully we can kick off with a winner. Going to get involved on the lay side in the top 10 finishes this season.
Course is wide open that definitely suits the long hitters. Players from Sth Africa and Australia seem to have some success as they have been playing during December whilst most of the US and Euro players are coming off a 2 month spell. Weather can get nasty in Hawaii but the forecast seems relatively benign. Putting on the big greens is also a big advantage.
Dustin Johnson 2 units to win @ $13 (betfair)
Long hitter who loves these sorts of courses. Has a great record at Pebble Beach plus was in contention at both the Brittish Open & US PGA. To be honest, I hope it does blow a bit as it seems he likes it.
Jonathan Byrd, 1 unit to win @ $70 (betfair)
Three starts here have yielded a 6th, 10th & a 13th. Last year wasn't his greatest but has a lot of ability and is by no means a short hitter.
Adam Scott, 0.8 units to win @ $20 (betfair)
Coming off a good last 3 months and seems to be getting back to his best. Putting is still the big query but IMO is the best of the Southern hemisphere players lining up this week.
Bill Haas, 0.8 units to win @ $50 (betfair)
Just seems over the odds to me for a player who hits the ball long and who is a good putter. Coming off a career best year and $51 is just too big a price.
Top 10 finish Lays
Ben Crane to lose 2 units @ $3.45
Heath Slocum to lose 1 unit @ $6.40
Francisco Molinari to lose 1.5 units @ $2.60
Jim Furyk to lose 1.3 units @ $1.85
Camilo Vilegas to lose 1.2 units @ $3.20
Failed to match : Hunter Mahan
Update : That damm eagle putt by Garrrigus on the last has taken some of the value away from doing some business back on Byrd. Am still trying anyway.
Update 2 : Have laid Byrd @ $3.80 & have greened up on all other runners in the win market for a locked in profit of 3.5 units. Will probably do some in running business @ $2.00 or shorter if I get the chance but happy with position for now.
Update 3 : (Byrd on 7th hole) - Have got another 5 units out of Byrd @ $1.91. Basically on the winner market if Byrd wins, profit = 36.5 units. If he loses, profit will be 8.5 units.
That will do me I think. Can now relax and cheer him home.
Fantastic result to kick 2011 off. Lets hope the rest of the year follows in the same vein.
In the top 10 market, got collects on all except on Furyk who finished tied 10th so it was a reduced dividend. The Villegas bet was voided as Betfair stipulates a player must play at least 54 holes (a rule I was unaware of) but given my luck this week I'm not going to complain. I'm going to persist with this bet type as I reckon it could be a real earner for me.
Course is wide open that definitely suits the long hitters. Players from Sth Africa and Australia seem to have some success as they have been playing during December whilst most of the US and Euro players are coming off a 2 month spell. Weather can get nasty in Hawaii but the forecast seems relatively benign. Putting on the big greens is also a big advantage.
Dustin Johnson 2 units to win @ $13 (betfair)
Long hitter who loves these sorts of courses. Has a great record at Pebble Beach plus was in contention at both the Brittish Open & US PGA. To be honest, I hope it does blow a bit as it seems he likes it.
Jonathan Byrd, 1 unit to win @ $70 (betfair)
Three starts here have yielded a 6th, 10th & a 13th. Last year wasn't his greatest but has a lot of ability and is by no means a short hitter.
Adam Scott, 0.8 units to win @ $20 (betfair)
Coming off a good last 3 months and seems to be getting back to his best. Putting is still the big query but IMO is the best of the Southern hemisphere players lining up this week.
Bill Haas, 0.8 units to win @ $50 (betfair)
Just seems over the odds to me for a player who hits the ball long and who is a good putter. Coming off a career best year and $51 is just too big a price.
Top 10 finish Lays
Ben Crane to lose 2 units @ $3.45
Heath Slocum to lose 1 unit @ $6.40
Francisco Molinari to lose 1.5 units @ $2.60
Jim Furyk to lose 1.3 units @ $1.85
Camilo Vilegas to lose 1.2 units @ $3.20
Failed to match : Hunter Mahan
Update : That damm eagle putt by Garrrigus on the last has taken some of the value away from doing some business back on Byrd. Am still trying anyway.
Update 2 : Have laid Byrd @ $3.80 & have greened up on all other runners in the win market for a locked in profit of 3.5 units. Will probably do some in running business @ $2.00 or shorter if I get the chance but happy with position for now.
Update 3 : (Byrd on 7th hole) - Have got another 5 units out of Byrd @ $1.91. Basically on the winner market if Byrd wins, profit = 36.5 units. If he loses, profit will be 8.5 units.
That will do me I think. Can now relax and cheer him home.
Fantastic result to kick 2011 off. Lets hope the rest of the year follows in the same vein.
In the top 10 market, got collects on all except on Furyk who finished tied 10th so it was a reduced dividend. The Villegas bet was voided as Betfair stipulates a player must play at least 54 holes (a rule I was unaware of) but given my luck this week I'm not going to complain. I'm going to persist with this bet type as I reckon it could be a real earner for me.
Tuesday, December 21, 2010
TD Bank to Buy Chrysler Financial
Bloomberg, Sean B. Pasternak, 22 December 2010Toronto-Dominion Bank may continue to make acquisitions in the U.S. after increasing its bet there with the $6.3 billion purchase of Chrysler Financial Corp., capping a record quarter for U.S. takeovers by Canadian lenders.Toronto-Dominion’s bid for the auto-finance company “doesn’t really alter” the Toronto-based bank’s appetite for smaller
Friday, December 17, 2010
BMO to Buy Marshall & Ilsley
The Wall Street Journal, David Reilly, 18 December 2010Bank of Montreal's acquisition of Marshall & Isley may signal the start of a hoped-for wave of regional bank consolidation. But others shouldn't follow its lead when it comes to price.BMO is buying M&I for $4.1 billion, equivalent to a 33% premium over the prior day's close for a bank hit hard by the financial crisis. M&I has yet to pay back
Wednesday, December 15, 2010
Cricket - 3rd Test Australia vs England
4 units on the draw @ $3.90 (betfair)
Frankly, both attacks look pretty poor and I have strong question marks whether either side is capable of taking 20 wickets in a match. Australia's in particular looks very pedestrian. Perth is not the fast bowlers paradise it used to be and there are usually plenty of runs to be scored here. Will probably trade this during the match.
4 units on Chris Tremlett to score more than 75.5 points @ $1.90 (sportsbet)
Points : 1 pt per run, 10 pts per catch, 20 pts per wicket
May well get a bit of bowling here with Anderson just back from the UK and Finn slightly leg weary. Is more than handy with the bat and this seems like a good value bet to me
Frankly, both attacks look pretty poor and I have strong question marks whether either side is capable of taking 20 wickets in a match. Australia's in particular looks very pedestrian. Perth is not the fast bowlers paradise it used to be and there are usually plenty of runs to be scored here. Will probably trade this during the match.
4 units on Chris Tremlett to score more than 75.5 points @ $1.90 (sportsbet)
Points : 1 pt per run, 10 pts per catch, 20 pts per wicket
May well get a bit of bowling here with Anderson just back from the UK and Finn slightly leg weary. Is more than handy with the bat and this seems like a good value bet to me
Wednesday, December 8, 2010
Tiger's putting
I see the mainstream golf press has just caught on to what I alluded to months ago.
http://www.pgatour.com/2010/r/12/08/awtrey-woods-putter/index.html
http://mypuntingblog.blogspot.com/2010/08/problem-with-tiger.html
I actually thought he was just starting to get his flat stick sorted again prior to his Australian trip but it seems as if those greens at Victoria GC have really sapped his confidence again. And he wouldn't be the first one !!!!!
http://www.pgatour.com/2010/r/12/08/awtrey-woods-putter/index.html
http://mypuntingblog.blogspot.com/2010/08/problem-with-tiger.html
I actually thought he was just starting to get his flat stick sorted again prior to his Australian trip but it seems as if those greens at Victoria GC have really sapped his confidence again. And he wouldn't be the first one !!!!!