My Homeowners Association Covers my Condo/Townhouse in the event of a loss?

"Condo Insurance also known as HO6 insurance. If you think paying your HOA dues each month is covering you in the event of a loss, you may be surprised when you try to file a claim on the master (HOA) insurance policy. As cost cutting has become the norm for every business and association, insurance coverages are al...so being cut. You need to protect yourself from the gaps in coverage with a Condo Owner Insurance Policy. Very inexpensive and well worth it. Do not be left with bills after a loss. Contact us today for a free consultation!

A recent new client had a pipe break in her condo, she called her HOA and they informed her it is not covered under their policy. She now has thousands of dollars of repairs coming out of her pocket! Don't let this happen to you! A Condo Owner Policy could have saved the DAY!"

Scotiabank Q3 2010 Earnings

TD Securities, 1 September 2010Investment Thesis. The quarter was largely inline with updated expectations in terms of the bottom-line number and key themes.Domestic Retail turned in another good quarter despite softer margins on good volumes and improving credit. Overall, credit came on much better than expected. Wholesale was soft, but not materially disappointing relative to reduced

Races 28th August

Caulfield r8 n11, Royal Discretion 1 unit e/w

Not much luck last week behind the inform Stanzout when it blew the start. Good wet tracker with top jockey Luke Nolen on board. Live chance at big odds (currently $21)in a very open race.

Fast finishing 4th

RBC Q3 2010 Earnings

• BMO cuts price target to C$53 from C$63; rating outperform• CIBC cuts price target to C$56 from C$62; rating sector performer • KBW cuts price target by C$2 to C$58; rating outperform• Macquarie cuts target price to C$56 from C$60; rating neutral• UBS cuts price target to C$66 from C$68; rating buy__________________________________________________________ Scotia Capital, 27 August 2010Event•

National Bank Q3 2010 Earnings

• BMO raises target price to C$71 from C$70; rating outperform• Canaccord Genuity raises price target to C$69 from C$68• Credit Suisse raises target price to C$69 from C$68• Macquarie cuts price to C$67 from C$68; rating neutral• RBC raises price target to C$74 from C$71; rating sector perform.__________________________________________________________ Scotia Capital, 27 August 2010Event• NA

Canadian Banks Confident Ahead of New Basel Rules

Thomson Reuters, 27 August 2010Canada's banks appear set to handily absorb stiffer global capital and liquidity rules being developed by the Basel banking committee, meaning they could soon begin raising dividends and making acquisitions.While the new regulations won't be released until November, the CEOs of Canada's big six banks have begun speaking more confidently about their ability to adopt

CIBC Q3 2010 Earnings

Scotia Capital, 26 August 2010Event• CIBC (CM) reported an increase in cash operating earnings of 22% YOY to $1.66 per share beating expectations due to surprisingly strong trading revenue/wholesale earnings and slightly higher security gains. Operating ROE was 21.5% with RRWA of 2.39%.Implications• Wholesale Banking operating earnings declined 33% YOY to $123 million, but remained surprisingly